Mortgage and Debt Management

Most people should not be banking using traditional mortgages! We understand the frustration of applying for a mortgage and having to negotiate for the best deal - then wondering if you could have done better. Getting the best possible mortgage should not depend on your haggling skills learned at garage sales.

The ideal situation is to find a place where the best rates are available to all customers. The program already exists - and here are some key program features to look for:

• Consolidate debt and deposits into one competitive interest rate.
• Ability to lock in a portion (up to 75%) of the debt at competive fixed rates for a period of time.
• Ability to segment the debt into different pools for ease of interest tracking, should some of the debt be deductible for income tax purposes.
• Ability to have automatic interest only payments assigned to non-deductible portion of the debt.
• Tie debt in to chequing and savings account so you reduce your debt rather than earn little 'taxable' interest on any deposits. Consolidate debt and deposits into one.
• Ability to view and transact online with ease.

Good News: This solution is available!  If you contact us, we can refer you to this.

Services and products may be provided by an Assante advisor or through affiliated or non-affiliated third parties.